Investment
Investment
Our investment product is designed to help you grow your wealth securely and efficiently. With tailored strategies that align with your financial goals, we offer competitive returns and expert guidance.
Kiddies Investment
The Kiddies Investment Plan is a forward-thinking financial product designed to help parents and guardians secure their children’s future by building a robust financial foundation from an early age. This plan combines disciplined savings with strategic investments, tailored to meet the unique needs of children as they grow.
- Suitable for Parents and Guardians
- Minimum investment amount of ₦50,000
- Minimum tenure of 90days (3months)
- Repayment period of 1month – 6months
- Birthday Gifts for Kids with consistent investment record
Rentsaver Investment
The Rent Saver Investment is an innovative investment package designed to help individuals across Nigeria save for their annual rent. With the rising cost of housing, particularly in major cities, this product provides a structured savings plan that assists clients in saving towards their rent and offers a potential loan to cover shortfalls. Below are the details of the product.
- Minimum monthly investment of ₦41,000 with a minimum investment target of ₦500,000.00
- Suitable for Families, Business owners and Individuals.
- A flexible investment tenor of 3 Months, 6 Months and 12 Months
- Incentives of up to 50% are provided for consistent savers, including access to loan to complete their house rent
Target Account Plan
The Target Plan enables individuals and entities to save for a project and at the same time get interest on their periodic contribution towards the project. With this monthly target package, the client’s financial future is preserved as they save towards specific financial goals.
- A saving plan suitable for Salary Earners and every individual
- Minimum monthly investment of ₦50,000
- Attractive annual interest rate.
Family Office Services
Family Office Services represents a pivotal opportunity to redefine wealth management in Nigeria. This service is tailored to meet the sophisticated needs of ultra-high-net-worth individuals and families hoping to scale up the evolving financial landscape. This product ensures Nigeria’s most affluent clientele preserves, grows, and transfers wealth across generations.
- Suitable for Top Executives, Business Owners, Public Servants and Founders.
- Minimum net worth of ₦50.0million
- A flexible investment tenor of 3 Months, 6 Months and 12 Months
- Attractive Interest Rates
Future Investment
This investment is tailored towards affluent Private University students to help them save up excess cash they are known to hold towards this investment package. It helps Private University students channel their disposable funds towards purposeful use of investment towards the uncertain future and help them imbibe investment mindset
- Students of Private Universities primarily within Nigeria
- The investment package is structured as one time or periodic contribution towards a minimum target investment amount of ₦500,000.00 over 12months.
- Daily, Monthly, Quarterly, Annual interest repayment options.
Home Essentials Financing
Designed to help individuals and families in Nigeria acquire essential household items through accessible and flexible financing options. It improves the quality of life for our clients by enabling them to purchase necessary home appliances and furniture without the burden of significant upfront costs.
- Clients can utilize this financing facility for purchasing a wide range of household items including but not limited to Refrigerators, washing machines, Microwaves, blenders, Televisions, phones, Sofas, dining sets, desks, chairs, computer, printer etc.
- Proof of steady income (employed, self-employed, or pensioner), with minimum monthly income of ₦50,000, good credit history or satisfactory explanation for any credit issues, and ability to make a down payment of at least 20% of the item’s value
- A minimum amount of ₦100,000 and maximum amount of ₦3.0million
- A repayment tenor of 6 months to 2 years (based on the item’s value and durability)
- The financed item serves as collateral
Real Estate Finance
This product offers individuals and businesses the opportunity to acquire landed property through accessible and flexible financing options. This product aims to support property ownership and real estate development in Nigeria.
- Suitable for Nigerian citizen or registered business entity.
- Minimum of ₦5.0million and up to ₦200.0million with a repayment tenor of 5 year – 15 years (based on the equipment’s expected useful life)
- For individuals between age 25-60 years with proof of steady income with minimum monthly income of ₦500,000, good credit history or satisfactory explanation for any credit issues
- For businesses with Minimum of 3 years of operations, demonstrable profitability and cash flow stability and ability to make a down payment of at least 30% of the property value.
- Regular monitoring of repayments and property condition, with option to foreclose and resell property in case of default.
Equipment & Machinery Finance
Equipment & Machinery Finance is a specialized financial product designed to help businesses in Nigeria acquire essential equipment and machinery through accessible and flexible financing options. This product aims to boost productivity, efficiency and growth for our clients by enabling them to purchase new or used equipment without depleting their working capital or straining their cash flows.
- Suitable for SMEs, Manufacturing Companies, Printing & Packaging Companies, Digital Advertising Agencies and the rest.
- Clients can utilize this financing facility for purchasing a wide range of equipment and machinery, including but not limited to Manufacturing equipment, Construction machinery, Agricultural equipment, Medical and laboratory equipment, Printing and packaging machinery, Heavy-duty vehicles for industrial use, Infrastructure and networking equipment, Energy generation equipment.
- A minimum amount: ₦2.0million and maximum amount of ₦100.0million
- A repayment tenor of 1 year – 7 years (based on the equipment’s expected useful life).
- The financed equipment/machinery will serve as primary collateral, Other security may be required.
Auto Finance
Auto Finance is a specialized financial product designed to help individuals and businesses in Nigeria acquire vehicles necessary for personal and professional growth. This product aims to increase mobility and productivity for our clients by enabling them to purchase new or used vehicles without the burden of significant upfront costs.
- Clients can utilize this financing facility for purchasing new cars from authorized dealerships, certified pre-owned vehicles from reputable dealers, light commercial vehicles for business use, SUVs and crossovers for family or business needs
- A minimum amount: ₦1.0million and maximum amount of ₦20.0million
- For Nigerian citizen or legal resident aged 25-65 with proof of steady income and minimum monthly income of ₦300,000.
- For businesses registered in Nigeria with at least 2 years of operations, good credit history or satisfactory explanation for any credit issues, and ability to make a down payment of at least 40% of the vehicle’s value
- A repayment tenor of 1 year – 3 years (based on the equipment’s expected useful life).
- The financed vehicle will serve as primary collateral. Other security may be required.
Asset Refinance
Asset Refinance is a specialized financial product designed to help individuals and businesses in Nigeria unlock the value of their existing assets. This product aims to provide clients with additional working capital, improved financing terms, or debt consolidation opportunities by leveraging the equity in their current asset
- Eligible Assets for Refinancing includes Vehicles (personal or commercial), Equipment and machinery, Real estate (residential or commercial properties), Large inventory stocks, High-value business assets (e.g., aircraft, vessels)
- Minimum amount of 1.0million and a maximum of 100.0million
- For individuals within the age 25-60 years with a proof of steady income, good credit history or satisfactory explanation for any credit issues.
- For businesses with minimum of 2 years of operations and demonstrable profitability and cash flow stability.
- A repayment tenor of 1 year – 7 years (based on the asset type and condition)
- The refinanced asset will serve as primary collateral. Other security may be required.
Warehouse receipt financing
A potent tool for enhancing Nigeria’s agricultural sector, empowering farmers and agribusinesses to maximize the value of their harvested crops while improving market timing and reducing post-harvest losses.
The Benefits include:
- Quick access to funds without immediate sale of crops
- Ability to wait for better market prices
- Reduced post-harvest losses through proper storage
Investment
Investment Options:
Our investment product is designed to help you grow your wealth securely and efficiently. With tailored strategies that align with your financial goals, we offer competitive returns and expert guidance.
Investment Options:
- Equity Investment: Opportunities to invest in stocks and shares of companies, aiming for capital appreciation and dividends.
- Debt Financing: Investment options in debt instruments such as bonds and fixed-income securities, offering steady income streams and capital preservation.
- Hybrid Investments: Combining elements of both equity and debt, providing a balanced approach to risk and return.
- Third-Party Financing: Opportunities to participate in financing provided by third-party entities, including structured finance and syndicated loans.
- Thorough Risk Analysis: Conducting comprehensive risk assessments to understand your risk tolerance and design investment strategies accordingly.
- Financial Goal Alignment: Aligning investment strategies with your financial goals, whether they involve capital growth, income generation, or wealth preservation.
- Market Expertise: Leveraging our deep market knowledge and insights to navigate changing market conditions and identify investment opportunities.
- Ongoing Portfolio Management: Continuously monitoring and managing portfolios to optimize performance, including regular rebalancing to maintain alignment with your goals and risk profile.
- Personalized Service: Providing tailored investment solutions and dedicated advisory support to help you make informed decisions and achieve your financial aspirations.
- Diverse Investment Options: Offering a wide range of investment vehicles across different asset classes and sectors to diversify risk and maximize returns.
- Commitment to Excellence: Upholding high standards of professionalism, integrity, and transparency in all our investment services.
- Long-Term Partnership: Building lasting relationships based on trust and mutual success, with a focus on delivering sustainable value over the long term.