Lending

Lending

Our loan product offers flexible terms and competitive interest rates to meet your specific needs.
Whether you’re looking to expand your business, consolidate debt, or finance a significant purchase, we provide swift approval and personalized support to help you succeed.

MSME Loan

Sage Grey Finance Limited, in collaboration with the Bank of Industry (BOI), is offering an affordable credit facility to support micro, small, and medium-sized enterprises (MSMEs). This financing is designed to help eligible MSMEs mitigate the high costs of production, marketing, and distribution, which are often intensified by infrastructure deficiencies and other challenges in Nigeria. The facility will be disbursed at an all-inclusive interest rate of 9% per annum with the maximum of ₦5,000,000.00 (Five million naira). The initiative aims to provide accessible and flexible financing solutions, empowering MSMEs to achieve their business objectives, drive innovation, and contribute to economic growth and job creation.
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Project Finance Loan

This is designed to fund infrastructure and project development needs. The benefits include:
  • Tailored repayment terms based on project requirements and timelines
  • Option for Moratorium available
  • Competitive Interest Rate
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Corporate Finance Loan

Credit Facilities tailored to the needs of Corporate Clients looking finance equity acquisition or other investments needs.
The product assures:
  • Client Advisory
  • Relationship Management
  • Flexible Tenors and Repayments
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Time & Term Loan

  • Time loans to cover short-term needs.
  • Term Loans to enable capex or project funding requirements.
    • The Benefits include:
    • Competitive Interest Rate
    • Access to advisory services
    • Flexible repayment terms
    Apply Here

    Group Loan

    This is a loan product developed for corporate entities with the idea of availing credit facility to their staff. The benefits include:
    • Competitive Interest Rate
    • Access to advisory services
    • Flexible repayment t
    Apply Here

    Payday Loan

    Designed to provide immediate financial relief for individuals who need short -term cash advances before their next payday. The usage include:

    • Emergency Expenses: Medical bills, car repairs, urgent travel, etc.
    • Utility Bills: Electricity, water, and other essential services.
    • Daily Necessities: Groceries, household supplies, and other daily needs.
    • Unexpected Costs: Any unforeseen expenses that arise before the next paycheck.
    Apply Here

    Lending

    Sage Grey Finance Limited offers a comprehensive suite of lending services that cater to the varied financial needs of individuals, businesses, and institutions.

    Lending Products:

    • Corporate Loans: Tailored financing solutions designed to support the growth and operational needs of large corporations.
    • SME Financing: Accessible credit options for small and medium-sized enterprises (SMEs) to foster business expansion and development.
    • Real Estate Loans: Financing solutions for property acquisitions, developments, and construction projects within the real estate sector.
    • Bridge Financing: Short-term financing options to bridge immediate financial gaps, often used in real estate transactions and business acquisitions.

    Our Approach:

    At Sage Grey Finance Limited, we adopt a strategic approach to lending that emphasizes thorough credit analysis, personalized service, and prudent risk management practices:

    • Thorough Credit Analysis: Conducting comprehensive assessments of borrowers’ financial profiles, creditworthiness, and repayment capacity.
    • Tailored Loan Structures: Structuring loans to align with borrowers’ specific needs, ensuring flexibility and affordability.
    • Prudent Risk Management: Implementing rigorous risk management practices to safeguard lender interests while supporting borrower goals.

    Engagement Criteria:

    Our engagement criteria focus on delivering value and fostering mutually beneficial relationships:

    • Client-Centric Service: Understanding and addressing the unique financial needs and objectives of each client with personalized solutions.
    • Transparency and Integrity: Maintaining clear communication, transparent terms, and ethical practices throughout the lending process.
    • Support and Guidance: Providing ongoing support and strategic guidance to help clients navigate financial challenges and optimize opportunities.

    Why Choose Sage Grey Finance:

    • Expertise and Experience: A proven track record in lending with extensive industry knowledge and experience across various sectors.
    • Flexibility and Responsiveness: Agility in adapting to market dynamics and client requirements to deliver timely and effective financial solutions.
    • Commitment to Excellence: Upholding high standards of professionalism, integrity, and service excellence in all aspects of our lending services.
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